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At random: The first diesel engines built by Electric Boat for submarines were installed (1913) in the USS NAUTILUS and SEAWOLF, namesakes of the first nuclear powered submarines, also built by Electric Boat.
NONSUB/Obama vs. Seniors
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RCK
Posted 2009-10-01 7:38 PM (#31255)
Master and Commander

Posts: 1431

Subject: NONSUB/Obama vs. Seniors



Ain't it something. Some folks have read the Dems new health care bill and they found this in it.... Many seniors are currently covered under the Medigap program. The Dems want to dump the program and use a program that will cost them at least a 100 bucks more a month for the same coverage they get under medigap. The reason is that AARP has been selling the more expensive program and they are pushing for the end to Medigap and a switch to their program. If you have relatives that are on fixed incomes then call your representatives. Alot of your relatives can't afford the AARP program.
AtoZ
Posted 2009-10-02 8:04 AM (#31258 - in reply to #31255)


Great Sage of the Sea

Posts: 619

Subject: RE: NONSUB/Obama vs. Seniors

1. This is political and doesn't belong here.

2. It is totally false. The Medigap programs are 100% private programs, issued by private insurance companies with no government control or participation. Mine is with Blue Cross and Blue Shield and covers that 20% of my bills not paid by Medicare. They are notified by Medicare when Medicare approve a bill and automatically pay the balance to the provider sending you, the patient, a statement showing what was billed, what Medicare paid, what they paid and very clearly stating that you owe nothing. I get billed by Blue Cross quarterly and pay them directly, there is NO government involvment. The AARP program is pretty much the same and is run by one of the big health insurance companies, Cygna or United Health Care I forget which one. There is nothing in any of the proposed health care bills touching these PRIVATE programs.

3. Why don't you guys check your facts before you start publishing this BS.
RCK
Posted 2009-10-02 8:54 AM (#31259 - in reply to #31258)
Master and Commander

Posts: 1431

Subject: RE: NONSUB/Obama vs. Seniors

This program is what they want to put in place of Medigap. It is not in force yet and if it does, seniors will be paying more for the same coverage.
AtoZ
Posted 2009-10-02 9:01 AM (#31260 - in reply to #31255)


Great Sage of the Sea

Posts: 619

Subject: RE: NONSUB/Obama vs. Seniors

Where do you get this s**t? Cite your sources please. Then tell us about Obama being born in Kenya and snuck to Hawaii by the stork and that pigs fly.
Smiley
Posted 2009-10-02 9:01 AM (#31261 - in reply to #31255)
Great Sage of the Sea

Posts: 811

Location: NW Connecticut
Subject: RE: NONSUB/Obama vs. Seniors

It's not Political..it goes beyond political to personal.. Actually a public service message. Afterall most of us Submarine Veterans work for a living or are retired and are about to have the apple cart knocked over on us. Since when is Health Care and my money political? This hits most of us (75 to 85%) Right in our wallets and bank accounts.. But the facts are I don't want to pay for your health insurance.. I'll handle my own thank you.
If this is the plan then I'll give my heating oil bill to my neighbor and send my credit card bills to DC. The track records of other government health plans is scary at best with long waiting times and poor service. These are the facts we are not being given.
Fix the system.. The Feds can't run half the programs they have now what makes us think they can run Health care? Oh that's right they now run GM, Mopar, and most Banks...
I'll reserve my political opinions about our leaders for another forum.



Edited by Smiley 2009-10-02 9:07 AM
Ralph Luther
Posted 2009-10-02 9:19 AM (#31262 - in reply to #31258)
COMSUBBBS

Posts: 6180

Location: Summerville, SC
Subject: RE: NONSUB/Obama vs. Seniors

I don't think it's political. It's the entire government, both democrat and republican. Great Scott, they (the government) couldn't even run that BS Cash for Clunkers Program. How, in your right mind, do you even begin to think they can run a healthcare program. Medicare is screwed up big time right now with much fraud and Medicad is even worse. Just ask anyone in the medical proffession that files the claims or takes care of the book keeping.
Doc Gardner
Posted 2009-10-02 9:22 AM (#31263 - in reply to #31260)


Master and Commander

Posts: 2254

Location: Foothills of the Ozarks
Subject: One source for the Medicare/MediGap FUBAR

AtoZ - 2009-10-02 12:01 PM

Where do you get this s**t? Cite your sources please. Then tell us about Obama being born in Kenya and snuck to Hawaii by the stork and that pigs fly.


There is a big article on this subject in today's New York Post; it supports the claim. Is it true? Read it then draw your own conclusions.
AtoZ
Posted 2009-10-02 10:00 AM (#31265 - in reply to #31255)


Great Sage of the Sea

Posts: 619

Subject: RE: NONSUB/Obama vs. Seniors

Maybe you should read it. It's about Medicare Advantage which is a highly government subsidized Medicare HMO program which, like all HMO's, highly limits your choice of Dr's, Hospitals, etc, where the insurance companies are making big profits,and are costing the taxpayers hundreds of millions in federal subsidies.

They are actually looking to cut the subsidies out and giving us the choice of fully paid take it or leave it HMO type care or letting those of us who signed up for it go back to traditional Medicare where you have unlimited choice of Dr's and hospitals, no referrals needed for specialists and the government picks up 80% of the tab. If you then want unrestricted service with no payments you have to buy a private Medigap policy from a private insurance company, and there are many of them around for you to shop, and they pick up that 20% that Medicare doesn't for abou $150/month.

The world class doctors and hospitals [names submitted privately via email if you want them] that saved my life a number of times after my MI, aortic dissection, bypass operation and lung cancer don't accept any Medicare Advantage plans and I would have had to go to second line hospitals, get treated by much less experienced doctors and residents with limited english language skills, who have very limited, if any, experience and lousy track records when they try treating some of theses conditions.

In any case since all of us here are veterans and eligible for VA care what are you all bitching about anyway?

You are all victims of a very big bucks program by the insurance companies to kill any real medical care reform and let them keep their huge profits and multi million dollar executive salaries.
Doc Gardner
Posted 2009-10-02 10:50 AM (#31266 - in reply to #31265)


Master and Commander

Posts: 2254

Location: Foothills of the Ozarks
Subject: RE: NONSUB/Obama vs. Seniors

Calm down Steve; you requested a source; I provided one that you would have easy access to. I have no dog in this fight as I am covered by Blue Cross due to my wife's continued employment. I purposely kept my feelings, pro or con, out of the equation. For others who haven't read about the program it provided a means for them to do so. Let them make up their own minds based on reading as much information as they can.
The Medicare website provides a well documented booklet on what it covers and what it doesn't. We are using it to make our choices as I move into the MediCare eligible age group.
Don't be so quick on the trigger; you'll blow a gasket.
Cheers,
Palm Bay Ken
Posted 2009-10-02 6:37 PM (#31271 - in reply to #31265)


Great Sage of the Sea

Posts: 539

Location: Palm Bay, Florida
Subject: RE: NONSUB/Obama vs. Seniors

AtoZ sez
"In any case since all of us here are veterans and eligible for VA care what are you all bitching about anyway?"

Since when does being a veteran entitle you to VA care? That's the biggest pile of horse hockey I've seen in years!! I did 21 years and was laughed out of the VA office when I inquired about VA coverage.

Edited by Palm Bay Ken 2009-10-02 6:37 PM
crystal
Posted 2009-10-03 1:33 AM (#31272 - in reply to #31255)


Master and Commander

Posts: 2191

Location: Port Ludlow, WA (the Olympic Penninsula)
Subject: RE: NONSUB/Obama vs. Seniors

Ken, how in the world do you NOT qualify for Tri Care prime ? (or Tri Care for Life if you're over 65?) having put in a retirement with the service?  Going to the VA is not the answer... The retirees on this board such as I are mostly in the category of Medicare with TriCare for Life as the supplement.  We have "civilian" doctors chosen by us from a list of providers and even get all medicines mailed to us (for free) by express scripts... If you put in 21 years and do no have these benefits you must have shot your C.O.
Ralph Luther
Posted 2009-10-03 2:09 AM (#31273 - in reply to #31272)
COMSUBBBS

Posts: 6180

Location: Summerville, SC
Subject: RE: NONSUB/Obama vs. Seniors

In any case since all of us here are veterans and eligible for VA care what are you all bitching about anyway?

Ahhh John. notice he said veteran not retiree.
SOB490
Posted 2009-10-03 5:21 AM (#31274 - in reply to #31273)


Old Salt

Posts: 489

Location: San Freakcisco CA area
Subject: RE: NONSUB/Obama vs. Seniors

>>>In any case since all of us here are veterans and eligible for VA care what are you all bitching about anyway?

It is entirely possible, no, let me say probable, that a non-wounded, non-decorated, non-service connected disability veteran (clarification per Roy's post - a veteran who didn't stay in long enough to retire) will hit a shut window at VA - they are so swamped with Iraq and Afghanistan vets in many places in the country and just can't accept any more clients.

Some time ago someone posted the VA's announcement of a major community clinic and hospital building program, but that was going to take a few years to come online 100%.

Also, a couple of years back, the matrix of priority group and co-pay underwent a major change - I don't recall all of the details because I established my eligibility right after I retired out. 

But a lot of non-retiree vets I know in this area can't even get their VA ID card because they have too much income (yes, Virginia, Social Security $$, military retirement $$, private retirement plan $$ all  count in that calculation!).

One of the major changes in the so-called "means test" was instead of a set income threshold that applied nationwide, the VA established various levels by zip code based upon BLS numbers - which means the amount of allowable income is higher in high cost-of-living areas.

Another major hurdle change was that the VA added a new priority level (I think priority 8 - the absolute lowest) and many vets, even from the Viet Nam era can't qualify under the new limitations unless they received a decoration or a service-connected disability - which you need to have the DAV in your corner when you start that process!

Back to the original post for a second, I wonder if you mean Medicaid instead of Medigap? One of the hazards of being retired is that I watch too much C-SPAN, but if I recall correctly out of the blizzard of political BS that I've seen in the past few weeks, the "overhaul" includes medicaid - federal $$ allocated to individual states to administer, not medigap - which has already been described correctly - a private plan that covers the difference (20% plus some other neat little features) that Medicare A and B do not cover. My wife has AARP and it is underwritten by United Healthcare.

Here is the VA website blurb on a recent change:

Changes to the Priority Group 8 Enrollment Restriction

In order to ensure the availability of quality and timely health care to veterans with service connected conditions, special authority based on military service, low income, and those with special health care needs, in January 2003 VA made the difficult decision to stop enrolling new Priority Group 8 (high income) veterans whose income exceeded VA Income Thresholds.

The new regulations went into effect on June 15, 2009 and enable the Department of Veterans Affairs (VA) to relax income restrictions on enrollment for health benefits. While this new provision does not remove consideration of income, it does increase income thresholds. You may be eligible for enrollment under this new provision.

Check here to see if you qualify for enrollment under new rules for VA health care:
Enrollment Calculator Link



Edited by SOB490 2009-10-04 6:25 PM
Palm Bay Ken
Posted 2009-10-03 6:04 AM (#31275 - in reply to #31272)


Great Sage of the Sea

Posts: 539

Location: Palm Bay, Florida
Subject: RE: NONSUB/Obama vs. Seniors

Ken, how in the world do you NOT qualify for Tri Care prime ? (or Tri Care for Life if you're over 65?) having put in a retirement with the service? Going to the VA is not the answer...

John, I DO qualify for, and am enrolled in Medicare (A & B) and TRICARE For Life. I inquired at the VA since their clinic was less than a mile from a house I was considering buying in Florida (Viera). I am happy with my current plan, but was just looking to increase my options.
Roy Ator
Posted 2009-10-03 6:35 AM (#31276 - in reply to #31272)


Great Sage of the Sea

Posts: 892

Location: Palo Pinto County, Texas
Subject: RE: NONSUB/Obama vs. Seniors

It's interesting to observe the amount of misinformation (confusion) about medical care for veterans posted by vets that are online. There are volumes of factual information available online. BTW, military retirees are veterans too! I are one ~

For VA care info, go to va.gov. For Medicare, go to Google or your preferred search engine for the area of your interest.

My wife (a veteran) and I have Medicare Parts A & B plus TFL as the primary supplement. We have access to MTF pharmacies for prescriptions. I have had 'limited' VA care since 1997 [service connected at 0%]. Until recently we were both Priority 8 with no care offered by the VA other than my hearing aids. Following a review this year I've been bumped up to 40% service connected that immediately moved me up to Priority 2 for VA medical care. I'm now in their system and thus far have experienced superb service and care. The wife can't even get an ID card from the VA due to our combined income (means testing).

I'm not eligible for the combined receipt of VA disability and longevity retirement. Thus, my longevity retirement has been reduced an equal amount to the VA compensation. There is a small saving in FIT and in Texas a slight reduction in property taxes as well.
Bear
Posted 2009-10-04 11:47 AM (#31284 - in reply to #31255)


Great Sage of the Sea

Posts: 781

Location: Port Orchard WA
Subject: RE: NONSUB/Obama vs. Seniors

Ken

Your 21 years (if active duty with Honorable Discharge) should have qualified you for health care (not Dental) at any military facility and should be so marked on your retired ID card. VA is only going to treat items that are service connected (in my case Spinal Artritis, hearing loss (MSW Pumps and R-11s), Eyes (flash burns from welding) and a few others (will not cover diabetes or heart condition)) and they decide based on evaluation done intially at discharge and is best done with a copy of Health Record in hand to prove that the issue occured while on active duty. If that occurred and the treatment you seek is service connected the get ahold of the Military Order of the Purple Heart in your area (even with out Purple Heart as they realize almost no Submariners get them) and have them present your case to the VA (they did mine after my heart attack and while VA would not accept heart attack they did raise my % to 55%) I have always been treated fairly well by VA in Seattle. I get glasses and hearing aids from them, plus flu shots and others tetnius etc.

As far as free health care is concerned, and the promises being made about it....... When I enlisted in 1968 I was promised free health and dental for life if I was to stay for twenty years (plus 1/2 Pay LOL) just like the country is being Promised VERBALLY ( cause there are so many loop holes in the bill that mean no one is going to get it for free) right now. What did I get No Dental at all ($200 a month) No Vision ($50 a month plus $100 co pay which I can not afford) and Tricare (which varies by the individual and seems to increase every year and has increasing co pays I think the room rate just went to $650 a day) So don't try to sell me the bill of goods that health care will be free. And as far as rationing, and death panels are concerned it is already happening to some extent. Have a heart attack in Bremerton 1 mile from Harrison General Hospital you be transported 20 miles to Navy Hospital then 45 miles to they Army Hospital only to be seen by a official Cardiologist 24 hours later. And if that system of passing the buck because I was a 53 yr old retired Military, I had to go to Navy because my free Health Care would not pay for Civilian Hospital, I had to go to Army because at 1 PM on a weekday the Navy Cardiologists were to busy (supposedly with active duty requirements) and there was not enough staff to use the angioplast and some other equipment) so off to the Army Hospital. TRo finally be put in a hospital Bed at ~1600 6 hours after collapsing  on the floor. Don't tell me the free healthcare system will not result in shortages and rationing and death of Seniors because of them.

Additionally some of the little add ons in the bill while good in intent have already caused some interesting effects. On part of the program restricts (if passed) the giving of promotional items to healthcare providers. Sounds neat but like everything else not well thought out. There is no minimum $$$$ (the Navy is enforcing this now) so as Medical Sales person I can not even give a Nurse an ink Pen or a stress ball for drawing Blood (and the Navy will not buy them) so they have to buy there own. (I take a bag of sample every time I go)  Its just little things like that.

It boils down to a simple fact If it is good enough for joe average civilian why is this health care not good enough for Congress or Heaven Forbid the person who is insisting we pass it right now? Atleast one inquiring mind wants to Know! And that is reguardless of Political affilation and I have been asking about the same question when I got my first TriCare copay and refusal to be seen at Navy Hospital.

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